![]() Refinance Experts are available to provide customers with assistance in selecting the best loan option – both by phone and online. Quicken offers refinancing options to help borrowers achieve their objectives in a fast, streamlined manner. With interest rates near historic lows, many existing homeowners are refinancing their loans to lower their monthly payments, shorten the term of their loan even take cash from their home equity. This letter reflects their purchasing power and provides assurance to home sellers in today’s competitive market. Once a customer’s credit, income, and employment are reviewed, Quicken may issue a Verified Approval℠ letter to a home buyer. Quicken also offers their Verified Approval℠ program, designed to help home buyers stand out among competing bidders and cash buyers in the housing market. Jumbo loans: For buyers seeking to borrow more than the amount permitted for conventional loans (greater than $510,400 in most states).Conventional loans: A good option for buyers with good credit scores and low levels of personal debt.Veterans and offering many benefits including no requirement for a down payment. FHA loans: Very popular with first-time, lower-income, and/or lower-credit home buyers.Quicken’s home buying mortgage products include: Resources are also available to help home buyers work with real estate agents throughout the entire buying and financing process. With a step-by-step process to assist mortgage applicants, Quicken’s online resources help customers assess their readiness to purchase a home by explaining qualification and down payment requirements. Whether buying a primary residence, second home, or investment property, Quicken offers a wide selection of mortgage loan options. Get started by completing this quick online form (Mar 17th, 2023) Buying a home with Quicken In addition to a Home Buyer’s Guide and Refinance Guide, customers have access to online calculators to estimate monthly payments, calculate the maximum home price they can afford, and even create an amortization schedule to see how monthly payments will be applied to the loan balance over time. Quicken’s tools for borrowers are designed to assist loan applicants through the process. Interest rates, points, and fees are already incorporated into Quicken’s options whether you are seeking a loan to purchase a home or to refinance an existing mortgage loan. No fee is required to submit an application. Borrowers can submit required documents and underwriting materials online through the Rocket Mortgage portal. Quicken’s application process is highly efficient. Quicken does not offer VA construction loans or allow for VA loans on manufactured homes.Borrowers without Internet access will have difficulty with the mortgage application process as most Quicken loan functions are online.Quicken Loans does not offer face-to-face engagement with their customers.Quicken services 99% of the mortgage loans originated by the company – eliminating the transfer of servicing to another lender after origination.Refinance loans available to reduce a homeowner’s interest rate, to tap existing equity or to shorten loan term.re-qualification and pre-approval letters provide home buyers with more certainty through Quicken’s Verified Approval℠ program.Home buyer resources including online mortgage calculators, buyers’ guides and access to Home Buying Experts – online, by chat and by phone.Online verification process eliminates the need to provide many paper documents.First-time home buyer’s programs in all states. ![]() ![]() FHA, Conventional, VA and Jumbo loans are available for home purchase and refinancing at competitive interest rates.Home loan experts available to match customers’ financial situation and goals with the best mortgage loan to meet their needs.Customer-centric, simplified and secure online mortgage process.The company offers a fast application process along with support to help borrowers choose the right mortgage product and online tools to keep customers apprised of the status of their loan right through closing and settlement. ![]() Unlike most banks and other mortgage lenders, Quicken operates online and conducts business through a sophisticated web-based lending platform. Quicken Loans’ lending process is designed to create a simplified, hassle-free experience with a minimum amount of paperwork for their customers. Serving their clients for more than 35 years, Quicken Loans has revolutionized the mortgage lending process by providing a technology-driven, streamlined process for purchasing a home or refinancing a home loan.
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